Financial advice for individuals, couples, families and business owners across Melbourne, Sydney, and across Australia.
Inclusive by design, with particular experience advising LGBTQIA+ clients and diverse family structures.
Divergent
/dʌɪˈvəːdʒ(ə)nt,dɪˈvəːdʒ(ə)nt/
Tending to be different or develop in different directions.
Come and experience a unique approach with Divergent Wealth.
We’re unashamedly not like the others.
Our clients are guided along a divergent path, as we work with you every step of the way.
In the media.
We have partnered with Lifespan ↗, an award-winning industry leader.
The affiliation with Lifespan reflects our high standards of quality and excellence our clients experience at Divergent Wealth.
Partnering with Lifespan ensures that we deliver best-in-class financial advice, supported by industry leaders who are not tied to large institutions or major banks.
This affords us the opportunity to provide client-first strategies, with tailored advice designed to support each client's unique goals and best interests.
Lifespan’s industry awards
Core Data - Advice Network of the Year (2026)
Australian Wealth Management - Best Independent Dealer Group of the Year (2024)
ifa Excellence Awards - Dealer Group of the Year (2023, 2022, 2021)
ifa Excellence Awards - Company of the Year (2022)
CoreData - Licensee of the Year (2021)
Divergent Wealth was built on a simple belief:
financial advice should actually be about you.
Your goals, your life, your version of financial freedom.
Founded by Angelo Baronessa, the firm exists because the old way of doing things wasn't good enough.
Ethics, technology, and genuine client-first thinking aren't add-ons here. They're the foundation.
Planning, but different.
Divergent Wealth was built on a simple belief:
financial advice should actually be about you.
Your goals, your life, your version of financial freedom.
Founded by Angelo Baronessa, the firm exists because the old way of doing things wasn't good enough.
Ethics, technology, and genuine client-first thinking aren't add-ons here. They're the foundation.
Planning, but different.
What we do.
We help you achieve your goals, both financial and personal, and help to make your money work for you when:
- you can’t (such as insurance)
- don’t want to (because you’ve retired)
- built up your assets (passive income)
We take the complexity out of finance, don’t use ‘finance bro’ language, and make it simple and easy to follow.
Our services are completely tailored to your unique individual needs.
We will hold your hand (literally, if you want) as we invest in your future.
Not ready for a full plan and want an easy solution? We have you sorted too;
click here ↗ for more info.
Wealth creation + investments
Investment advice & wealth creation
We build an investment strategy around your goals, timeframe and comfort with risk, then keep it aligned as life changes.
- Investments shaped around your goals, values and risk profile
- Clear portfolio strategy and ongoing oversight
Private wealth + complex structures
Private wealth management
We bring investments, structures, tax considerations and major financial decisions together so your wealth works as one strategy.
- Personal, trust, company and superannuation structures
- Coordination with accountants, lawyers and other advisers
LGBTQIA+ financial advice
LGBTQIA+ financial advice
Families, relationships and financial lives do not all follow the same template. Our advice starts with understanding yours.
- Advice reflecting your relationships, family and future plans
- Wealth, protection, super and estate planning without assumptions
Insurance + asset protection
Personal insurance & asset protection
We identify the risks that could derail the plan, then structure protection around your income, assets and the people who depend on you.
- Life, TPD, trauma and income protection
- Cover shaped around the risks that actually matter
Superannuation
Superannuation advice
Your super is likely to become one of your largest assets. We help make sure the investments, fees and structure are working toward the bigger plan.
- Review investments, fees and structure
- Connect super to your broader wealth strategy
Retirement planning
Retirement planning
We model what retirement could look like, how much may be enough and how your assets can create the income to support it.
- Understand when work may become optional
- Build a retirement income and investment strategy
Tax planning + projections
Tax strategy & financial modelling
We model different options before you move, compare the trade-offs and help you understand what each decision may mean.
- Model major financial decisions before acting
- Consider tax as part of the broader strategy
Services.
Want to talk about it?
Book an obligation-free chat!
We will have an initial introduction; get to know you and what your unique situation is.
This is not formal, there is no obligation and there is no cost to you for this phone appointment.
RESPECT & ACKNOWLEDGEMENT.
We pay our respects to those amongst the lesbian, gay, bisexual, trans, and intersex communities who have worked to support the improved health and wellbeing of their peers, children, families, friends, and country. We honour the elders in the diverse communities of which we are a part and we celebrate the extraordinary diversity of people's bodies, genders, sexualities, and relationships that they represent.
We respectfully acknowledge the traditional custodians of this land, their spirits, ancestors, elders and community members past, present, and emerging.
